Many folks are just not comfortable shopping online. The reasons for this vary. But, while there are many reasons that not everyone has jumped onto the online shopping bandwagon yet, there are just as many reasons that everyone should. Online shopping offers a buying experience like no other, and it is very convenient. Keep reading to find out more.
Online retailers should never ask for a security security number; therefore, if one asks for yours, never provide it. No website should need that kind of information when you’re making purchases. If a website asks you for your SSN, it is a clear indication that the website is not legitimate. Just back out of the site and locate a better one.
When you enjoy the convenience of frequent online shopping, it’s very important to keep changing the passwords you use for each account. Every couple of weeks or so, make up a new password for your bank and the shopping sites directly. Use abstract words, combined with numbers and other odd characters for the strongest passwords.
If you are going to be doing some shopping online, make sure you understand the liability for each credit card you use online. Many credit cards have automatic fraud prevention built in while others offer it for a minimal fee. You do not want to get stuck with purchases made on your card if the number is stolen.
Be careful where you submit your credit card information. When you are shopping online, always use secure sites. These are sites that have taken steps to protect your valuable information. A secured website will begin with HTTPS instead of the standard HTTP. There will also be a locked icon, either in your address or status bar, depending on which browser you use.
You should think about purchasing a prepaid debit card and loading it when you intend to make purchases. This will help you avoid using debit or credit accounts that have a large balance. If someone gets the prepaid card information, there will be nothing on the card for them to take.
When buying clothing or shoes online, always check on the site’s return policy. Since judging size can be difficult by sheer guesstimation alone, you want to make sure you can return or exchange the item if it doesn’t fit. Otherwise, use a tape-measure and chart to determine your exact size for the country of origin you are purchasing from.
You should be able to access your credit card statements online. Get in the habit of checking them at least once a week, particularly if you shop online a lot. If a charge pops up that you don’t recognize, you will be able to dispute it right away. However, if you don’t check it soon enough, you may not have any recourse.
Use price comparison websites like PriceGrabber.com to find the best deals online. They allow you to check out every online store which sells the item you are looking for, plus they include important information like shipping costs and availability. You also need to check out warranties and store ratings to choose the best option.
So, have you decided that you’re going to start shopping online. If you answered yes, that is a very wise choice. Not only does online shopping offer you convenience you just can’t get at brick-and-mortar stores, it lets you get your shopping done in record time, so you can get back to doing things you like to do.